Love it or hate it, budgeting is a vital part of any mission trip. It’s a critical component to your planning and it can spell disaster if not done properly. Consider these ten “commandments” as you make your next trip budget.
- Thou shalt budget early. The sooner you can put together your budget, the better. By planning early you may be able to take advantage of savings on things like hotels and airline tickets—typically the two largest expenditures. Airlines, for example, allot a certain number of seats on each plane for different price “classes.” Once one price class is sold out, you are bumped up to the next higher level. Price classes are different than seating classes like first or economy. You can be sitting in the plane next to someone who paid hundreds less than you simply because he or she was able to get the lower price class. Your travel professional can sort this out for you. She or he should be one of the first contacts you make once you decide to conduct a trip. An agency specializing in missionary travel may be able to secure these lower price seats even before you start recruiting your team.
- Thou shalt budget with travel seasons in mind. Most international airlines have what they call “high,” “low,” and “shoulder” seasons. Prices can fluctuate dramatically between them. Seasons vary by airline and destination, so be sure to check with your travel agent for details. If you are flexible, changing your travel dates by even a day or two could save hundreds of dollars per person. The same principle is true with some hotels. Also, be aware of national holidays and any upcoming special events taking place at your destination, as these can also affect hotel prices.
- Thou shalt budget travel insurance. Put it in from the very beginning and don’t look back. Don’t leave it up to the individual to decide whether they want insurance or not. If something tragic were to happen on a trip, how will the person get emergency treatment? What if they have to be airlifted out of the country to a hospital capable of treating them? A medical evacuation alone can cost tens of thousands of dollars. Who will pay for that? Travel insurance is a small price to pay when you consider the enormous risk and liability you assume without it.
- Thou shalt build in administrative costs. This is an area novice trip planners often miss, causing shortages later. Every trip has a certain amount of administrative expense that must be covered in some way. Promotional materials, training sessions, postage, international phone calls, office supplies, and photocopies all have to be paid. Even if you have other funds to cover these, consider passing them on to your trip participants to free up funds for other projects. In addition, you may also want to budget for support staff if you take multiple teams each year. An additional $50 or $100 to the trip fee may not have much impact on those going, but collectively it could go a long way in providing funds for administrative help.
- Thou shalt update regularly. Pricing fluctuates. People are added to the trip, while others drop off. It is important to update your budget when these changes happen. It is also important to track expenses against budget as they occur and then review everything just before you leave. You may discover that you have additional funds to use on the field, or that you need to cut back on some of your planned field expenses.
- Thou shalt not discuss budget details with team members. There is always that one team member who wants to know how much everything costs, and why they paid the price that they did. Discussing these details is usually counter-productive. Instead, discuss the budget in general terms such as, “Your trip tuition includes food, airfare, lodging, ground transportation and everything needed for an effective ministry.”
- Thou shalt not nickel and dime. If you know your team is going to need bottled water each day, then budget for it and include it in their trip fee. If you know there will be an airport exit tax, then stick it in the budget and pay it for the group. If you pay your translators, or leave behind love gifts, then plan for it. Don’t surprise your team members with a bunch of out of pocket expenses, no matter how small. Make sure they know up front any additional costs they will be expected to bear on the field, and do your best to minimize these. People are willing to pay more initially if they know the details are covered. They hate to later have to shell out more money every time they turn around.
- Thou shalt not copy last year’s budget. At least, not completely. Use your previous budget as a starting point but always review each item and get fresh numbers. This is especially true when it comes to airfare, as prices can change dramatically (see commandments one and two).
- Thou shalt not be a burden to the nationals or missionaries. Many short-term teams inadvertently become a financial burden to their hosts. Consider the cost of gas for the pastor who is picking you up at the airport or the missionary driving you around town. What about the food that church families have to prepare for your team? Or how about all those cell phone minutes your contact is racking up coordinating your logistics? Or the bus fare that your college student translators incur to come work with you each day? While these may seem small to you, they can be very burdensome to your hosts, especially if they have limited resources.
- Thou shalt not assume everything will go smoothly. Put money into the budget for contingencies. What if something happens and you have to stay in-country an extra day? What if there is a sudden gas shortage and the price of fuel spikes during your stay? What if a key piece of equipment breaks and has to be repaired? Situations like these are actually quite common. While it is impossible to budget for all the “what ifs,” you should have a little cushion built in for the unexpected.
Budgets aren’t the most exciting aspect of a mission trip and it is easy to gloss over them. Budgets are, however, an important blueprint to the over-all success of your ministry. Following the ten commandments of budgeting can help ensure that the blueprint results in a solid foundation for a great trip.
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Frank Banfill is president of MaxPoint Ministries (maxpoint.org) and is a former missions executive and pastor. He writes on behalf of Ministry Travel (ministrytravel.com).